This is the best way to save every penny month

Spaniards don’t save much. It is clear that over half of Spaniards don't manage to save 50 euros each month. Those who do often earn less than 200 euro per month are the worst offender.

They don't want or need to save, but they don't know how to save effectively and efficiently. Many people have read numerous articles about saving money, but they still can't stop spending. They aren't able to focus their efforts and save at the end each month. Click here to know about how to save money fast

They think they're saving money by buying bargains. They only spend more. A discount or 3x2 deal does not mean money is saved. It will only be savings if it reaches a savings checking account. If it doesn't arrive, you will be better at money management.

Saving every month is possible by pre-saving. This is how you can find out why saving at end doesn't work. It's easier than you think and takes only five minutes. This is what you should do.

• Open a second checking account if you don't have one.
• To request an automatic transfer, you can log in to the online banking system of your bank or visit your local branch. This can be done on the same day you receive your pay check. Start as low as 5% of your income

Only then can you say that you did the most difficult thing. You can start saving right away and keep it going each month. This is pre-saving, and it works for three reasons.

• It is easy to apply. It takes less than ten minutes.
• It doesn't require constant effort. Although automatic transfers can't take your willpower it is possible to lose it. Pre-saving saves you the hassle of saving every month. Once the order has been received by the bank, you can begin saving immediately. You will be charged the same amount to cancel your order as it took to cancel your previous order.
• Unseeing eyes .. . Money is a problem. You will spend money if it isn't at your disposal. It is possible to save money by moving it into another account. It will cost more to use, and it is unlikely that you will see it again within two months.
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  Now you know how to save money quickly and it works. You now need to put this knowledge into practice. Do you not know where to start? These are some ideas. The Luis Pita savings program You have all the tools you need to make it happen. It will transform your life.

What should you do now?

• Luis Pita's coaching can help you save money even more each month. Luis Pita is also the author of "Have a worse car than your neighbour". It was completed by over 25.000 students and was awarded the Best Personal Finance or Savings Course Award in 2018. It shows how to automatically save 20% every month from your salary.

This course is recommended for people who have at least 30,000 euros in savings and want to make a large return.