Types of Travel Insurance Coverage in India

   24 Apr 2021, Saturday      366       Travel
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Types of Travel Insurance Coverage in India

We are living in a globally diverse world that has advanced so much that most of our needs and necessities are easily provided for. Travelling is not just a rich accomplishment these days but also a prerequisite for multiple purposes. Does not matter if you are travelling to a different city, a different state, or a whole other country, making travel plans and booking tickets is a fundamental part of the process. However, we often observe that the plans get cancelled due to unwanted circumstances or technical problems. In such cases, the client might feel let down if the money invested in the travel tickets is non-refundable. To counter similar issues and to give a sense of security to the tourist, EaseMyTrip provides the choice of ideal travel insurance coverage.

Domestic Travel Insurance

Domestic travel insurance is advised for people travelling within the country and face the risk of missing their flight due to a variety of reasons. It can help the travellers protect their money in the cases of

  • Delayed or cancelled flights 
  • Loss of baggage 
  • Personal Emergencies
  • Medical Situations
  • Accidental Death or Dismemberment of the passenger

International Travel Insurance

Foreign trips are usually planned well in advance and bookings do cost a huge sum of money. However, due to uncertain circumstances, if you are not being able to follow up on such plans can cast a big dent in your bank balance. In case of emergencies or Visa related issues, international travel insurance for Indians could be helpful. It includes all the features of a domestic plan but also monetary helps passengers in case of flight hijack or repatriation. Extra features include - 

  • Protection against adventure sports
  • Worldwide support at all hours
  • Immediate financial assistance in cases of theft or robbery
  • Extra costs incurred due to loss of visa or original documents
  • Delayed or cancelled flights cost coverage

Medical Travel Insurance


Specifically formed to protect the passenger in the cases of emergency health conditions, medical travel insurance provides many benefits. Standard medical benefits in domestic/international travel insurances do not include the cases of wellness examinations, already existing conditions, or prescriptions required. Medical travel insurance offers additional benefits like - 

  • Emergency room payment
  • Ambulance cost
  • Coverage in cases of death of the passenger
  • Medical bill of a hospital room stay
  • Coverage against unexpected situations
  • Delayed or cancelled flights cost coverage

Individual Travel Insurance 


For solo travellers, individual travel insurance is an ideal option that can ease their travel and stay in the destination. We often find that most people travelling alone face dire issues in cases of emergency. Common benefits of this insurance plan include - 

  • Protection against delayed or cancelled flights
  • Protection for high-risk activities
  • Emergency medical or dental coverage
  • Baggage loss coverage
  • Repatriation in cases of death of the passenger
  • Repatriation in cases of medical conditions.

Senior Citizen Travel Insurance


This insurance plan is designed for passengers who are in the age group of 61-70. Through this plan, senior citizens can avail multiple benefits like - 

  • Daily cost coverage in case of hospital stay
  • 24-hour assistance in case of inquiries or emergencies
  • Protection against luggage theft or robbery
  • Home burglary insurance
  • Distress in cases of emergency landings, hijacks, or other natural disasters
  • Emergency finance assistance
  • Assistance in case of delayed or cancelled flights

Family Travel Insurance 


Travelling with your kids, spouse, parents or siblings can turn out to be quite hectic and costly if you do not have insurance. Kids are more susceptible to have an accident or fall sick when travelling to an unknown location. Family travel insurance is cheaper compared to individual insurance plans and includes the monetary benefits in the following conditions - 

  • Coverage in case of lost passports or other official documents
  • Emergency medical conditions
  • Delayed or cancelled flights
  • Hotel stay extension due to unavoidable reasons
  • Tour package cancellations
  • Unfavourable weather

Student Travel Insurance


Many students have to travel for their academic programmes or internships. In cases of long duration stay, it can be hard for a student to get acclimated to the new geographical area which can result in medical emergencies. Student travel insurance can help the family members visit in cases of unexpected situations and also include easy extensions and auto-renewals. The most common features are - 

  • Coverage in case of any theft or robbery
  • Emergency medical situations
  • Coverage of Bail bonds
  • Compassionate Visit
  • Delayed or cancelled flights cost coverage

Luggage Protection Insurance


Finding yourself in a foreign location without your luggage can turn out to be a horrendous experience. Most commonly, items of baggage get misplaced either due to human errors or technical mishaps. Luggage protection insurance is useful in the following situations- 

  • Loss of luggage
  • Reimbursement of costs incurred due to lost luggage
  • Damage or loss of items from the luggage
  • Check-in baggage delivery delay

Why Is Travel Insurance Must?


Flights get delayed all the time due to many reasons. There could be a technical fault in the aircraft, an extreme weather condition, or some mishap at the airport. Most people find themselves in turmoil due to such conditions. However, travel insurance can help you get reimbursed for a substitute flight or provide a refund in case you miss it due to personal reasons. Similarly, you can find yourself with a missed baggage or an unexpected medical condition. To avoid any kind of trouble, travel insurance is recommended. 


    Why Should You Book Travel Insurance Online?

    Booking travel insurance online through EaseMyTrip Flight Booking App is comparatively easier than the manual process. You can add travel insurance simply while booking tickets without any extra hassle. So, why to get late? Go for it now!
    We are living in a globally diverse world that has advanced so much that most of our needs and necessities are easily provided for. Travelling is not just a rich accomplishment these days but also a prerequisite for multiple purposes. Does not matter if you are travelling to a different city, a different state, or a whole other country, making travel plans and booking tickets is a fundamental part of the process. However, we often observe that the plans get cancelled due to unwanted circumstances or technical problems. In such cases, the client might feel let down if the money invested in the travel tickets is non-refundable. To counter similar issues and to give a sense of security to the tourist, EaseMyTrip provides the choice of ideal travel insurance coverage. 

    Domestic Travel Insurance

    Domestic travel insurance is advised for people travelling within the country and face the risk of missing their flight due to a variety of reasons. It can help the travellers protect their money in the cases of - 

    • Delayed or cancelled flights 
    • Loss of baggage 
    • Personal Emergencies
    • Medical Situations
    • Accidental Death or Dismemberment of the passenger

    International Travel Insurance


    Foreign trips are usually planned well in advance and bookings do cost a huge sum of money. However, due to uncertain circumstances, if you are not being able to follow up on such plans can cast a big dent in your bank balance. In case of emergencies or Visa related issues, international travel insurance for Indians could be helpful. It includes all the features of a domestic plan but also monetary helps passengers in case of flight hijack or reptriation. Extra features include - 

    • Protection against adventure sports
    • Worldwide support at all hours
    • Immediate financial assistance in cases of theft or robbery
    • Extra costs incurred due to loss of visa or original documents
    • Delayed or cancelled flights cost coverage

    Medical Travel Insurance


    Specifically formed to protect the passenger in the cases of emergency health conditions, medical travel insurance provides many benefits. Standard medical benefits in domestic/international travel insurances do not include the cases of wellness examinations, already existing conditions, or prescriptions required. Medical travel insurance offers additional benefits like - 

    • Emergency room payment
    • Ambulance cost
    • Coverage in cases of death of the passenger
    • Medical bill of a hospital room stay
    • Coverage against unexpected situations
    • Delayed or cancelled flights cost coverage3

    Individual Travel Insurance 


    For solo travellers, individual travel insurance is an ideal option that can ease their travel and stay in the destination. We often find that most people travelling alone face dire issues in cases of emergency. Common benefits of this insurance plan include - 

    • Protection against delayed or cancelled flights
    • Protection for high-risk activities
    • Emergency medical or dental coverage
    • Baggage loss coverage
    • Repatriation in cases of death of the passenger
    • Repatriation in cases of medical conditions

    Senior Citizen Travel Insurance


    This insurance plan is designed for passengers who are in the age group of 61-70. Through this plan, senior citizens can avail multiple benefits like - 

    • Daily cost coverage in case of hospital stay
    • 24-hour assistance in case of inquiries or emergencies
    • Protection against luggage theft or robbery
    • Home burglary insurance
    • Distress in cases of emergency landings, hijacks, or other natural disasters
    • Emergency finance assistance
    • Assistance in case of delayed or cancelled flights

    Family Travel Insurance 


    Travelling with your kids, spouse, parents or siblings can turn out to be quite hectic and costly if you do not have insurance. Kids are more susceptible to have an accident or fall sick when travelling to an unknown location. Family travel insurance is cheaper compared to individual insurance plans and includes the monetary benefits in the following conditions - 

    • Coverage in case of lost passports or other official documents
    • Emergency medical conditions
    • Delayed or cancelled flights
    • Hotel stay extension due to unavoidable reasons
    • Tour package cancellations
    • Unfavourable weather

    Student Travel Insurance


    Many students have to travel for their academic programmes or internships. In cases of long duration stay, it can be hard for a student to get acclimated to the new geographical area which can result in medical emergencies. Student travel insurance can help the family members visit in cases of unexpected situations and also include easy extensions and auto-renewals. The most common features are - 

    • Coverage in case of any theft or robbery
    • Emergency medical situations
    • Coverage of Bail bonds
    • Compassionate Visit
    • Delayed or cancelled flights cost coverage

    Luggage Protection Insurance


    Finding yourself in a foreign location without your luggage can turn out to be a horrendous experience. Most commonly, items of baggage get misplaced either due to human errors or technical mishaps. Luggage protection insurance is useful in the following situations - 

    • Loss of luggage
    • Reimbursement of costs incurred due to lost luggage
    • Damage or loss of items from the luggage
    • Check-in baggage delivery delay

    Why Is Travel Insurance Must?


    Flights get delayed all the time due to many reasons. There could be a technical fault in the aircraft, an extreme weather condition, or some mishap at the airport. Most people find themselves in turmoil due to such conditions. However, travel insurance can help you get reimbursed for a substitute flight or provide a refund in case you miss it due to personal reasons. Similarly, you can find yourself with a missed baggage or an unexpected medical condition. To avoid any kind of trouble, travel insurance is recommended. 

    Why Should You Book Travel Insurance Online?


    Booking travel insurance online through EaseMyTrip Flight Booking App is comparatively easier than the manual process. You can add travel insurance simply while booking tickets without any extra hassle. So, why to get late? Go for it now!



    Ruby Singh

    We Provide Digital Marketing Services in All Over India.


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